Framework
Cognitive Risk Framework
A standardized instrument for measuring the cognitive cost a digital system extracts from its users. Same skeleton across every domain, different variable multipliers.
Hub
User loop
Assessment → results routing → daily check-ins → trends → rooting protocols → export.
Looking for the older stateless demo? Open /crf/demo.
Core Concept
Risk Awareness as a Product
Not: 'Is this platform safe?' But: 'What cognitive cost does this system extract from the user?'
Framework
5 Dimensions
EI
Exposure Intensity
Frequency, session length, resource exposure, and leverage involved.
RLS
Reinforcement Loop Strength
Variable reward schedules, streak incentives, notifications, and social validation loops.
ER
Escalation Risk
Increasing intensity, loss-chasing, tolerance buildup, and escalation despite consequences.
ID
Identity Drift
Self-worth tied to system performance, emotional volatility, and loss of offline grounding.
AD
Autonomy Degradation
Reduced voluntary disengagement, AI-suggested actions adopted automatically, loss of intentionality.
AIM
AI Influence Multiplier
Scales the total score based on AI personalization depth (x1.0 to x2.0).
Domains
Applied domains
Trading
Financial markets and brokerage platforms with active trading activity
AIM default: x1.3
Gambling
Wagering and chance-based platforms including prediction markets and sports betting
AIM default: x1.4
Gaming
Video games and interactive entertainment with variable reward mechanics
AIM default: x1.5
Adult Content Platforms
Platforms distributing adult content with subscription or algorithmic discovery mechanics
AIM default: x1.4
AI Systems
AI assistants and chatbot systems with personalization and conversational continuity
AIM default: x1.8
Social Media
Algorithmically curated social platforms with engagement optimization
AIM default: x1.6
Same engine. Different variable multipliers per domain.
Scoring
Risk bands
0-29
Low
Normal engagement pattern.
30-54
Moderate
Elevated signals; consider reviewing.
55-74
High
Sustained intensity; reduction recommended.
75-100
Critical
Multi-factor compounding; structured break.
Guardrails
What CRF is and is not
CRF does not:
- xShame or moralize
- xDiagnose or pathologize
- xGive investment advice
- xMake medical claims
CRF does:
- +Illuminate
- +Quantify
- +Give tools
- +Restore autonomy