Framework

Cognitive Risk Framework

A standardized instrument for measuring the cognitive cost a digital system extracts from its users. Same skeleton across every domain, different variable multipliers.

Hub

User loop

Assessment → results routing → daily check-ins → trends → rooting protocols → export.

Looking for the older stateless demo? Open /crf/demo.

Core Concept

Risk Awareness as a Product

Not: 'Is this platform safe?' But: 'What cognitive cost does this system extract from the user?'

Framework

5 Dimensions

EI

Exposure Intensity

Frequency, session length, resource exposure, and leverage involved.

RLS

Reinforcement Loop Strength

Variable reward schedules, streak incentives, notifications, and social validation loops.

ER

Escalation Risk

Increasing intensity, loss-chasing, tolerance buildup, and escalation despite consequences.

ID

Identity Drift

Self-worth tied to system performance, emotional volatility, and loss of offline grounding.

AD

Autonomy Degradation

Reduced voluntary disengagement, AI-suggested actions adopted automatically, loss of intentionality.

AIM

AI Influence Multiplier

Scales the total score based on AI personalization depth (x1.0 to x2.0).

Domains

Applied domains

Trading

Financial markets and brokerage platforms with active trading activity

AIM default: x1.3

Gambling

Wagering and chance-based platforms including prediction markets and sports betting

AIM default: x1.4

Gaming

Video games and interactive entertainment with variable reward mechanics

AIM default: x1.5

Adult Content Platforms

Platforms distributing adult content with subscription or algorithmic discovery mechanics

AIM default: x1.4

AI Systems

AI assistants and chatbot systems with personalization and conversational continuity

AIM default: x1.8

Social Media

Algorithmically curated social platforms with engagement optimization

AIM default: x1.6

Same engine. Different variable multipliers per domain.

Scoring

Risk bands

0-29

Low

Normal engagement pattern.

30-54

Moderate

Elevated signals; consider reviewing.

55-74

High

Sustained intensity; reduction recommended.

75-100

Critical

Multi-factor compounding; structured break.

Guardrails

What CRF is and is not

CRF does not:

  • xShame or moralize
  • xDiagnose or pathologize
  • xGive investment advice
  • xMake medical claims

CRF does:

  • +Illuminate
  • +Quantify
  • +Give tools
  • +Restore autonomy